Any advice appreciated.Most investors typically hit a road block at some point where conventional is no longer an option due to DTI, etc.

And I'd definitely get that document into the hands of some good counsel for feedback on your options. 

While RentRedi is great for property management, here are some other options to consider:Excel/Google Sheets: A simple, customizable way to track property details, upgrades, expenses, and maintenance.Trello: Good for organizing tasks and progress on specific properties.

If you’re looking to finance a rental purchase, a DSCR loan could be an option, as it focuses more on the property's income rather than your personal credit score.In the meantime, you can get your current property rent ready while also working on improving your credit.

@Roger CreekmoreMini splits sound like the best option from the cheap seats. 

I will ask again regarding pipe lining options.

For smaller deals like owner finance options, it's important to build a strong relationship with the seller, as this often leads to more flexible terms.

Get a nice downpayment (lower LTV better)Hope this helps

A 1031 exchange doesn’t apply, but funding through a self-directed IRA can defer taxes, though profits from debt financing may trigger UBIT.To reduce taxes, consider forming an LLC for better expense deductions, offsetting gains with investment losses, or holding the property for 12+ months to qualify for lower long-term capital gains rates.This post does not create a CPA-Client relationship.

Not saying you shouldn’t move forward, just that all options should be on the table!