Please don't believe the hype of these gurus and for the love of god do not pay for their courses.

What would I need to do to structure the note in order to have a note buyer come in and buy the note or buy a partial enough to pay off the 215k at closing and still have some difference coming to me or the note revert back to me after the partial was paid for. 

Location and paying attention to Nathan's points above about the immediate area are more important.

Quote from @Chris Pontello: Hi Chris,Correct me if I'm wrong as I'm still learning creative financing solutions, but paying them some money would be if I could take over the loan.

@Bonnie Low - it's important to know what services you're paying for.

HCV in the area pays $2,200.

And all the deals I do the exit on a fully rehabbed home that I fund and pay for the rehab etc for my clients. is basically 250 and under .. there is not an issue with affordability in much of the US the issue is buyers preferences.

Does anyone know of any real estate brokers in California that offers the MLS-only membership as I don't want to pay all the extra fees to be a part of CAR/NAR.

That means paying all cash isn’t an option unless you plan to bring another $600k to the table. . 

Example, a short pay history - non-redeeming factor, a 25% down payment, a redeeming factor to counter the short pay history.