Besides having shop space, it also has a attached 3/1 dwelling.

I'm wondering how much coverage is adequate.One quote I've gotten has dwelling at $6K, after talking to the agent.

I looked at them for a property I own in Redding, when I was thinking of doing a Vacation rental type use, but the County wouldn't allow it (even though I have 20 acres) There's so many different types of manufactured housing these days, from the simple manufactured to the more upscale Stillwater Dwellings, etc. 

In calling around for Fire/Dwelling quotes the numbers I am getting vary wildly, from $340 a year up to $800 a year.

In regards to your final statement, I am a few months away from converting my basement into a legal dwelling for me to move in while I rent out upstairs to cover more than 80% of my mortgage.

What are the rents and expenses, taxes, dwelling insurance... what "should" the rents be, have comps printed out, can the taxes be challenged, etc...

Originally posted by Nathan Emmert:Area they're in... age... amenities.Donald Trump new = ADonald Trump Old or Middle Class New = BBlue Collar = CGhetto = DWell, by this matrix I guess I consider mine a C-. :)One thing on the cash out refi, your cash flow would be less.

We just recently placed our first offer on muti-family dwelling that has been converted into a 31-unit rooming house.

Similarly - any knowledgeable property inspectors in westchester that specializes in multi residency dwellings that you recommend?

I checked with the nearest all state and they said they can't insure an scorp they referred me to a brokerI went with farmers insurance and they offered me a DWELLING one policy which can be paid month per month (opinions on pros cons of this one??)