If you want the least amount of paperwork, you could consider refinancing into a debt service loan.

I'm from Grand Rapids.I use a 11"x18" graph paper and a daily morning workflow - combined with Google Calendar.

A colleague recently closed on a 12-unit property in San Antonio and shared that a 6.8% cap rate, combined with lower property taxes, made it a no-brainer.

Maybe we could combine our desire for a meetup in the Huntington area work on getting people to attend together.

Usually draw fees are very minimal though and if you plan them right, it can be a great way to replenish your cash or pay down debt from rehab.

Whether we agree with these items or not, the following are inflationary government policies: stimulus, student debt relief, tariffs, increased child tax credits, limited immigration, and big government deficit spending.

One solution could be a Debt Service Coverage Ratio (DSCR) loan.

Further, the property may qualify for larger loans based on the increased cash flow ability to service debt.  

So far mostly people are telling me I'm probably stuck until their lease is over. meanwhile I also need to pay down my debt and improve credit score. 

Best thing to do is avoid the higher DTI debt to income, claim one as investment and use the rents to offset the new purchase.