Is there an online calculator for this?

Understanding where the market is can help you make better decisions.Use Helpful Tools:Real Estate Apps: Apps like Redfin and Realtor.com offer a lot of info on property values and market trends.Deal Analysis Tools: Consider tools Biggerpockets calculator, they offer a variety of calculators that are very easy to use! 

Search on this forum and you can see the buffer contingency numbers which people how have invested and got burnt come out with and maybe use  a median to calculate based on that:)

Make sure to factor in possible rate hikes when calculating your future expenses.Regarding your offer and projected numbersOffer Price Offering $525K on a property listed at $619K is a significant reduction.

Upfront expenses and monthly payments must be considered when calculating the return on your investment.EXAMPLEI will provide details below, but here's the short version for those who hate to read or do math.

You're 3-5 years too late:(As you've calculated, you won't cashflow anytime soon - without changing your priorities.Example: you have roommates now, but don't want them if you buy.- While this is your perogative, how much monthly are you giving up?

Is there a financial calculator to determine if doing a cash out refi makes financial sense with today's rates to use for down payment and or purchase property?

Test drive the tech products - part of the BP pro membership is access to our amazing tools like Market Finder, Deal Finder, Rental Calculators, etc.

This is rent minus mortgage PITI and property management fee 10% (I don't include capital expenses in that calculation since I already set aside a reserve fund and the HVAC and water heater are 5 years old.

One thing thats hard to calculate is rent growth.