To spend a few bucks randomly is similar to trying to sell homemade soap going against P & G by buying 2 time slots at 3 AM on the local free access channel.   

This is my first post on here and excited to share my real estate investing journey with the best partner in the world, my wife.. we are looking into buying our first investment property via hard money.

For simple math let's say it's $100k buy.

I am sure there are some decent programs but there are also a lot of people looking to take their pound of flesh by selling their "secret sauce" to others and could be overselling the value they will truly bring.This is also true for real estate agents who buy in to programs that provide leads, and so often they are not worth it.

And you can sell as the LLC and buy as yourselves.

After all, many buyers are buying renovated homes anyway.

Given that interest rates are about 6-7% or so someone buying this will be in a "negative leverage" position....

Quote from @Ian Hutton: Quote from @Jay Hurst: Quote from @Ian Hutton: Hey everyone thanks for the feedback, I did forget to mention I plan on buying more properties (which is why I’d like to reduce my debt) let me know if that changes any answers, but sounds like paying off the 88k 6.4% interest is the way to go  If you plan on buying new properties do not pay off any debt.

You’ll want to be strategic about the neighborhoods you buy in and work with a property manager who understands the program.

Things like excessive dining out, bad habits, subscriptions, or impulse purchases and showing how redirecting those funds can lead to meaningful progress toward buying property.