Tracy, I've been with HMS National for a little over a year now and they took a little over 6 weeks to replace a broken range AFTER the service rep arrived, inspected, and determined it was beyond repair. 

Rules are, however, meant to be broken when it makes sense.

For a moment when we got the notice we decided to quit paying rent and save what we could to move out because at the point of the notice our landlord just disappeared no where to return our calls so the trust has been broken. 

It is not broken.

Generally a T12 and prior two to three full years income and expenses (broken down by month) along with a current rent roll is enough. 

After finding out about subletting, a thrashed back yard, domestic violence, broken doors, smashed windows, smoking, melted vinyl on the new kitchen floor, a leaking toilet, a destroyed lawn and on and on....

I have never broken things down as far as materials and labor .

At least 5 interior doors have holes, drywall is marred and dented in places, some trim removed and broken, closet doors broken along with broken light fixtures etc. 

Can that be broken down into 2 separate conventional loans?

Basically you delay closing and get a written agreement with the seller on tenant screening procedures.Our group is actually working on a deal currently that is pretty broken from a vacancy stand point and the owner is going to let our property management take over at the execution of the contract and then we dont close until an agreed upon economic occupancy hurdle is met.Can send you some high priced lawyer language from our contract if you want lol, hope you do not have to do anything that complex in this scenario.Cheers