Are you set on these only being your choices? 

Its actually a hard choice to make, but once you do, it is the best choice.

Thanks @Adam Bartomeo and @Chris Seveney.My plan to move the rental property to an LLC was to remove personal assets from any liability claims (i.e restrict liability claims to assets of the LLC).Yes my plan were to quit claim the deed to the LLC, but if the mortgage company is not cooperating I probably have little choice but to leave as it is.

Out-of-state investing is a top choice.

However, they might not appreciate as much over time, and the market can be a bit more unpredictable.Ultimately, your choice depends on how much risk you’re comfortable with, your long-term goals, and how involved you want to be.

This is giving them more choices and forcing a reduction in rent from what we have seen to attract residents.

DM if you want me to guide you on choices for your borrowers. 

Does anyone else have an opinion(s) on the best overall CRM choice for an REI based business, across the board?

My first choice is Oklahoma City, but I’m also looking into Memphis.

@Nathaniel Dean Morrisoni'm still not sure I'm following you, but if you're asking - should you use extra cash to put more money down on a house, and/or use extra cash to lower the rate - those are pretty personal choices so you have to decide what's right for you and what fits your budget.