The loan officer says everything checks out and is ready to write me the approval except my DTI is artificially high and told me I need to figure out a way to prove that it is lower.My only debts are my car loan, my student loan, and my rent.

Using any of the following medicines ON YOUR OWN, that is, without a doctor's prescription, in greater amounts or longer than prescribed [e.g., painkillers (like Vicodin), stimulants (like Ritalin or Adderall), sedatives or tranquilizers (like sleeping pills or Valium), or drugs like marijuana, cocaine or crack, club drugs (like ecstasy), hallucinogens (like LSD), heroin, inhalants or solvents (like glue), or methamphetamine (like speed)]?

I don't like to create artificial turnover, especially if the property is cash flowing without the rent increases. 

And those buildings with artificially low rents will take a hit in values on the resale side.

In Johnson City, we have the Quillen School of Medicine, the VA and a large medical industry. 

Specifically laying down artificial turf and concrete and making pool upgrades.  

Do you think with artificial intelligence, there will be a day where computers outpace man in scientific discoveries? 

Tampa suffered from a lack of supply, so it created an artificial price increase due to demand.

Besides the deep pockets, Big Data with Artificial Intelligence gives them Data. 

In addition, in conjunction with Marist College, they will have a new School of Medicine that will bring 400 medical students, faculty etc to the area.