Many times the tenants are income based and pay 20-40% wherein only 60-80% may be guaranteed.Aside from the rent percentage issue is pride of ownership.

They refuse to get their payment processor on a call with me and amex to resolve the issue. 

You've got ADA, FHA, and the Oregon Department of Agriculture issues. 

That does not mean there aren't issues to consider.

There are a lot of market-specific issues you'll have to grapple with and also, there are plenty of landmines in MFR on its own in CT that you'll have to be ready for, in addition to the nuances and complexities of developing something like this.

.**** My current issue with the lender that I recently spoke with was that I had to have experience building a SFR on my own property and have sold or refinanced and held in order to be approved for the loan.

If there are any legal issues that I have to worry about etc. 

@Andrew Self there are attornies you can hire to resolve your credit issues.

That's why the search isn't fixed after 10 years of the exact same issues.

Here in TN we issue POQ within a couple of days of rent being overdue, usually giving them 14 days to correct before official eviction proceedings start.