Let’s ask Google, he knows everything:Financial IndependenceEvery person has his magic number that will change everything and unlock the way to a beautiful, stress-free, happy life.

It's significantly easier to unlock that equity while you're still living there than once it's an investment property.

They also know if they find something that meets it, I will buy it as long as it isn't about to fall over, so there's next to no work on their part except unlocking the door, sending the DocuSign links, and picking up their check from the title company.

I would look to unlock that equity and put it into a small multifamily like a quad in the northern Denver or Longmont area personally, which is what I have done a few times now and plan to continue doing (although possibly moving my primary or putting a big addition on this year for baby #3 so not actively buying another investment until that happens).

This means when you do want to get credit you may need to temporarily unlock your credit.The above steps don’t provide guarantees and are not comprehensive or exhaustive, but collectively they can substantially lessen risk.NMLS required??

Plus I was thinking maybe they would let me put my other properties on the same HELOC to unlock the the 5% equity available on each of them (2 properties that are 75% leveraged currently).Or, do we wait till July and refinance, but only getting 75% LTV or $91K on the main house.Just trying to think through this to best position us to purchase our next investments.

@Bjorn AhlbladOnly u has key to unlock dumpster?

You knock and there's no answer, so you unlock the door and yell in.

Once you unlock this mindset, it’s very difficult to go back to the old way of thinking.

It'll take you years to get past it.Find an unlocked window, open it, and put a bowl of water and some catfood down inside the house until you can go in and scope things out more carefully.