Instead, it works like a credit and goes toward some of your upfront costs.

When I checked it out the fund he spoke of was making unsecured working capital loans to businesses with no credit.  

I don't have the capital to replace the HVAC at this time or the credit to finance it.

@Jeff G. not aware of that, but sure it's available for a price from Fair Isaac Co or one of the credit repositories.

Start with these three key points:Current SituationAssess your current or expected capital and credit within a realistic timeframe.

Tell the lender you want a construction loan online of credit.  

I also have a $50k line of credit I can tap into when needed that will grow as I keep growing the business.Right now my rent is about $1700 where I've been staying for over a year, but really wanting to trade that for a mortgage and start building that equity.

Quote from @Divya Sosa: Hello,I had a unit up for rental (a townhome) and received an application from Zillow which showed that she has no criminal history and credit score was good as well.

To address this, the lease will clearly state that any credit will be returned at the end of the lease term.

I have a lot of bank accounts and credit cards and it seems impossible to keep track of everything.