We took this disaster personally as we love Asheville and have visited many times.When there's an official presidential disaster declaration (there was), flood insurance policy holders should apply for FEMA assistance in addition to their flood insurance claim.

-We have debt pay down, as our tenants progress through the mortgage-We have tax benefits that enable us to trade up or simply claim deductions.What refinancing does for YOU is allows you to catch those profit centers.  

The primary reason is because the property is vacant and a number of independent contractors are in and out of the property thus increasing the chance of a claim or loss.

For example, I often see Buyers purchase property thinking there is a $1,000 deposit but then the tenant claims it was actually $2,000 because they paid the last month's rent.

There is no way to prevent an IRS audit from happening, despite the hyped-up claims of some tax firms.

I recommend just to sell it outright personally vs seller finance as you claim to increase buyer pool.

Is there any chance you “claimed” these properties as your house?  

As long as the property is claimed as self-managed you should be good.

Even depreciation can't be claimed till the property is put in service.

Could you claim a hardship to get the coop board to allow you to rent for longer than the 2 years?