After a quick drive by of the property and some online research, I submitted my offer and it was executed by lunchtime.

To give some context before my questions to everyone, here's a little about me and where I'm at in my investment journey.

If that is the case, my ROI calculations should account for 25k of liens and I should place my bid accordingly?

Quote from @Robert Brock: Hi my name is Robert Brock and I am new to the Tampa Bay Area.

For a bit of context, my wife and I recently moved to Tennessee and after renting for a bit we are just about to close on our first property.

I use a Keurig for my STR in SC. 

My wife and I specifically searched for a fee only financial planner who claimed to know how to work with real estate. 

My name is Christian and I am new to real estate investing and BiggerPockets.

The offer is still typically (100% of my transactions since August 17th last year) asking for my buyer agent commission to be paid in the agreement..

Quote from @William Hochstedler: Utah has been booming for the past decade by every metric. my kids did deposits on ski condos at Park City  NEW development and one at Brianhead and those things shot up like crazy.. they need to keep it up so they can take good care of me in my waining years.