(I'm licensed so have MLS access).Pretty easy stuff to do in the 'burbs.If I'm in a city or near water, I definitely ask local agents.

I appreciate the help and am hoping to not have to start cold calling companies from the internet.  :-)

Curtis Waters may be of help also.

If you can't live with them (or are concerned that tenants will keep you in hot water all the time) then don't buy. 

For example, things like a source of heat (furnace) in the wintertime, a working water heater, working plumbing/electrical systems, etc.

Salt water, storm threats, and a snow-bird lifestyle are the driving force behind the need.

Correct me if this is wrong, but securing the property with 100% financing is just to ensure the seller doesn't sell to someone else or get cold feet while the wholesaler finds a buyer?

@Phelim Lennon I financed the property 20% down conventional by spending money getting the heat/water to run to meet guidelines before actually purchasing the property.

The only thing I can think of is that I discovered an owed balance on the water bill from the owner pre-foreclosure.

Otherwise you can get a loan based on what you spent Yes, reserves is 3 months of PITI paymentsI have a 4 unit and duplex on the same lot and that is my average water bill.