I am also new to the site but have been following the podcasts for quite some time.Was interested to hear your story so far, did you end up pulling the trigger in Kingston, I am currently looking in Hamilton.

This triggered the bank to send me several letters threatening to call on loan if I do not get rid of tenant and move back to property or refinance.  

Since it sounds like you've already negotiated price and terms, you'll need to attempt to renegotiate the closing terms, and if possible the conditions present to trigger a closing. 

We were talking about avoiding the DOS by moving the property into an entity for Liability protection and triggering DOS.One of the safest personal liability protections is to move the property into an LLC, LP or Corp that is properly maintained; I have never had or know of anyone else who has had their lender execute the due on sale clause by moving a property to an entity. 

Would a land contract trigger due on sale clause?

However if you try to change these things then the Lender would be notified and I would try not to raise questions and chance them triggering due on sale.  

It might trigger the "due on sale clause" though.2 - Portfolio Loans sound great, but this doesn't improve your debt to Income ratio...just the number of loans (maybe).  

I guess I was a little shy if pulling the trigger on HM

Hello BP community,I'm looking to pull the trigger on procuring my very first multi-family in re of the above subject matter.If you fit the profile of what I'm seeking, please feel free and contact me.Best Regards,Anthony

While many folks here will respond with good ideas, ultimately YOU need to educate yourself on how and when to pull the trigger.