All I would need to do to join again (hypothetically if anything went wrong ) and receive the same hourly rate I was making prior would be to pay my union dues that I was not paying while I was not working for the union.

As to your question about the LLC, this is how I break it down for people looking at real estate investing and asset protection - I call them the pillars of asset protection. (1) Avoid high liability actions [this is more of just executing common sense,] (2) find a great insurance policy, (3) compartmentalize your assets [LLCs, C Corps, etc.,) (4) separate your assets from your operations [operations contain the most liability,] (5) introduce layers of anonymity to hide your assets from prying eyes.I approach these issues from the mindset of being an investor myself, so it all has to come together in a way that is profitable.

Hello All,Regarding obtaining an “Umbrella” liability  insurance policy, is it possible to cover properties from various states or will separate policies need to be issued?

Currently asking my insurance agent to purchase an umbrella policy and an auto insurance policy.He said that I cannot have umbrella policy unless my auto insurance liability limit is $250k/$500k/$100k.He also said that since I do not live in a house that I owned, I also need H04 policy.This is new to me, it seem like a cheaper auto policy and LLC is better at the moment. 

For new tenants, we will send 1 reminder on what the late fee policy is, if rent is late for the first time.

Some of this might be stronger Consumer Policies in more Consumer friendly states.

I googled a little bit and found the "vacant home insurance" policy.

@Javier Perez, I understand that insurance where you are is outsized compared to other markets, but that's not the only factor when considering the difference.With a condo you still have to hold insurance on the unit and you're paying for the complex's master policy through your HOA.

Typically when an FHA inspection prior to close is done, at least one (if not more) items will come up that the seller has to fix before you close.

He never uses them since they were part of a prior hobby apparently.