Unless you plan to sell your home soon, cash out refi it.  

Check in with @Joseph Chiofalo for a preferred jumbo lending program that's really improved investors incentive and cash flow.Good luck! 

-Zach, those coaches are employees of our investment company and have played a huge role in the 2,000 + units we've been able to acquire.

Catch a buck, you'll catch a life if you play with people like this.

Cash for them to leave?

Whether it's appreciation or cash flow?

Think of it as a football game, you need to play offense and defense.

I know that California markets are so challenging to invest in for cash flow (which is what I am looking for as a new investor).

DSCRs may have a slighly higher interest rate vs. conventional, but you need to look at whether the income from the property will cover the monthly principal, interest, taxes and insurance and still allow you to cash flow.

@Brandon Vukelich: I totally agree: STRs provide the cash flow I need, but policy risks and market saturation make me want to diversify.