I have notified our lender (the old seller) in which they are fine with the title change to an LLC (with no due on sale clause), but are not willing to change the payee of the note, in which the mortgage will remain under our personal names. 

But you need a plan no only the offers   DM we have a group kind of Mastermind  no charge just you need to support the other members. 

@Mac Boeve if I had a dollar for every applicant claiming identify theft, they only cosigned for a relative or friend, they're working out a payment plan on that chargeoff or they have no idea what that is, so it must not be theirs - I wouldn't be here on BP!

They've performed well and expenses are extremely low.

After my research I no longer wanted a new fancy ready to go home, I was looking for a fixer upper.

With that income and currently no debt I was able to get pre-approved for properties in the 300k mark.

I did contact the utility company and they suggested to give them a call during business hours and have the utilities disconnected since I no longer own the property.

The loan is interest only and it accrues and is paid when the loan is paid off - there are no monthly interest or principle payments during the life of the loan.

My guess is the issue is; there is no attorney at the title company and in your state an attorney is required to create a deed.

Making the choice to partner was a no-brainer for me because she likes to do the things that I don’t like to do and vice versa.