Had a wonderful private lender reach out to me and we had a great run for 15 years.

I'm not sure how property taxes work in Indiana, but in California they'd most likely have a higher rate mortgage, higher homeowners taxes, and have to pay realtor fees.  

Call your lender and explain what you want to do.

Why are lenders pushing this?

@Louis AlumbaughOne thing to watch out for is that most lenders will only only at long term lease market data on the refinance. 

Before I started the renovations, I got the contractor's estimate checked by an appraiser to show my lender it was a good investment.

For starters, tune in to the BiggerPockets Podcast and connect with the local lenders and brokers.

I have no debt other than my mortgage on my primary and a mortgage on my 1 rental.

Highly recommend, a must for new investors looking to develop systems and invest long distance.Today’s Interest Rate: 7.28%(☝️ .21%, from this time last week, 30-yr mortgage)Mortgage rates are up significantly this week, following a move in the spread between 10-yr Treasury and 30-yr mortgage rates.

So instead of paying off a car if you only have 10 payments left or can pay it down to 10 payments banks/lenders (omit) ignore the entire payment which helps lower your debt to income ratios DTI.