I would personally never use Regulation D to raise money from others unless I I feel comfortable holding all the risk.

Additionally, we all know how slow appraisers can be...Give your lender a comfortable window.Best of luck.

And due to reason #2, I'm comfortable with the risk I'm taking on.If the market were different I might handle this differently.

As far as your question, if you can comfortable keep the rental and it cash flows 10% of what you have invested then you should keep it.

If so, that's really the best option for the owner to maximize the net proceeds.Unless you're in the origination business, you're probably going to have to sell a seller financed note at a discount.

Analysis paralysis is a real thing - if you find something that sounds good and you think you'd be comfortable doing it, go for it!

He kept saying he doesn't feel comfortable not knowing so I  told him I understand- repeated what I said earlier about this being a process and advised him to consider other offers if he was not comfortable  ( BTW he had no there offers from my understanding ).

He kept saying he doesn't feel comfortable not knowing so I  told him I understand- repeated what I said earlier about this being a process and advised him to consider other offers if he was not comfortable  ( BTW he had no there offers from my understanding ).

I take comfort in that. 

It all works, but you just need to determine what you feel comfortable with spending, how much work you're willing to do, and how long you're willing to wait to get a deal.