Or seek a renovation loan or personal loan from a lender?

@Jimmy Rojas, have you tried getting pre-approved through a lender to see what they can offer you?

The need to screen tenants is critical, but with mid term tenants it is often (as often as monthly).We just rejected a 90 day rental on one of our STR units.  

Louis is how you will meet different lenders, investors, and agents to help make the project happen once you have the funds.If you grind it out now and build a solid foundation for the future, I'm sure you'll be successful moving forward.

Depending on how you want to aquire the property, or flip, or whatever I think you need to strategize how you want to acquire property first then come up with the number based on a percentage of down payment + closing costs of the house prices you are targeting.5) Talk to a few local bank lenders and see what first time home buyer programs they are offering.

I'm more concerned about other lender liens, not worried about water or tax bill. is there an online website that gives all liens guaranteed?

In the meantime continue saving more money and make sure you are using your credit meaning make sure you have a credit score because when you actually begin applying that's an important part of the process so that lenders can see you are responsible at paying off any debt.

If you are using a hard money lender, are you accounting for the high hard money interest rates for those months?

Both of these metrics are used to measure, or determine risk when financing commercial property or making a commercial mortgage loan.LTVThe loan-to-value ratio, or LTV, is a measure of the relationship between the loan amount and the value of the commercial real estate (collateral).Calculating the LTV helps commercial real estate lenders determine both the qualification of a borrower and the proposed terms of the debt being considered.LTV = Loan Amount / Appraised ValueBe sure to understand that the LTV will be calculated off of the appraised (market) value of the asset.

I have a database with over 1,000 lenders who are legit.