This can reduce your taxable income for the year.Carrying Forward Unused Losses: If your total capital losses exceed your total capital gains plus the allowable deduction against other income (currently up to $3,000 for individuals or $6,000 for married couples filing jointly), you can carry forward the unused portion of your capital losses to future tax years.Regarding your question about deferring capital losses into 2023 and using them to offset capital gains in that year, yes, you can typically carry forward unused capital losses from previous years and use them in future years, even if you had capital gains in those previous years.So, if you choose not to use all of your capital losses from 2022 to offset your income in that year, you can carry forward the remaining losses to 2023 and use them to offset capital gains you expect to have in that year.

I moved here from Florida after seeing the projected growth.

(option to go to 24, but I want the initial project to begin locally.)Location- OhioMarket type- Local, within 8 miles to meBuilds- Identical 2700sf, 4 bed, 3 bath , placing the same structure that meets the tenants criteria in 9 locations.Debt: Seeking a refinancing option  based on a 9% cap rateThe difference ( 450,000 x 9= 4,050,000    vs    NOI of $384,261 / 9% = 4,269,576 or $474k/property + tenant)with our continued rates of appreciation and a standardized tenant/lease structure in place, this should be a win for everyone.Who has a solution?

interesting looking project, congrats!

Or should it be on just getting someone in there and dealing with those issues in the future when I go to rent out the main living side?

My husband and I have collaborated with various companies and undertaken independent projects over the years.

I REALLY WOULD LIKE TO DO IT BUT I'M ON THE FENCE, MY WIFE IS NOT TOO SURE, SHE THINK THAT'S A LOT OF MONEY, WHICH I ALSO UNDERSTAND THAT IT IS, I'VE HEARD A LOT OF TESTIMONIALS AND VERY POSITIVE, I'M CURRENTLY UNEMPLOYED AND KNOW THAT IF THIS PAN OUT WOULD BE A GAME CHANGER FOR MY FAMILY AND OUR FUTURE.

Use a HELOC for a downpayment on a project that you'll refi, and then pay off your HELOC with the refi money. 

It's the easiest way to try being a landlord without dealing with tricky renovation projects.

I'd love to work with you to help you find the right home for this endeavor as well as any others you may seek in the future!