In my experience, it's usually a red flag when tenants start playing games with the prelim.

Here are a few below:Generally, buying through your personal name can reduce the interest rate - commercial rates on LLC mortgages are usually higher but you can research thisMost LLCs on incorporation don’t have any credit so it may be difficult to find. a lenderIf you own the property in your personal name you are exposing yourself to more risk and will want to transfer the property into LLC as soon as you canIf you own property in your personal name and transfer to LLC the lender may not allow or can call the entire loanLLC or personal ownership you need insurance.If you search the forums for this topic using the magnifying glass feature in top right corner of your screen on BiggerPockets you will find a lot of discussion on "Quit Claim" "Buying through LLC", "LLC or not" etc....

--The fines for smoking and extra guests.

In FL, I used The CE Shop for both the pre-licensing and continuing education. it's pretty affordable and I did mine on my own time on a tablet (I didn't buy anything extra i.e. books, etc.).

The more money down, the more favorable the terms for the financing, usually. 

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Seems like it could be worth the extra revenue to offer it myself if that's possible.  

Is the rate usually the same as an investment property loan?

Usually, but not always, owner-financing can reduce the seller's capital gain taxes.

TICs weren't designed in 2002 to be place markers but they usually have a one or two year minimum hold period with a sell out hierarchy determined by the operating agreement - fellow investors, then syndicator then open market.