And if you talked to 5-6 listing agents it because really evident, really quickly, who is "on the ball" and who isn't.

LU sponsors have won NAA awards at the national level the last 9 years straight, so that's evidence that they're getting the education and support to take over and reposition properties in a best of class manner.    

But that opinion isn't based on much evidence.

Armed with thag knowledge, you should have evidence of intent to hold for the foreseeable future (i.e. pictures of for rent signs, printed Craigslist adds trying to rent etc.....) because the burden is on the taxpayer if challenged so you want to go ahead and secure the evidence now why it is readily available.  

This still did not please SunTrust Mortgage, they now want evidence that the property would be my primary residence, which I have given, and still denied the Loan that is why I sent the company to the BBB.  

They will typically require additional documentation and hardship evidence from the borrower.  

He provided evidence from a research done by some professor from the University of Phoenix that if we followed what they said we were going to have success utilizing their tools and other things they offered.

More than anything, you'll have to provide sufficient liquidity to cover debt service for this loan, and a solid asset to ensure the lender some comfort  - i.e. stable market, etc.If you already have a ton of liquidity and excellent evidence to showcase your ability to generate income, getting a loan of that size should not be a problem.

I have sought legal advice and I told this contractor, if he didn't show me at least SOME evidence on Monday of the process, we will part ways.

I would hope that you would consider offering not only your insights as I mentioned above but that you would also consider being available to compare the automated results to your own to verify the validity of the algorithmSkeptical people keep scientists honest.It is good that you don't believe in something that has no visible tangible evidence and which goes against your personal experience.I feel it is highly possible that the reason you got out of the business relationship with the banks was because of their adherence to bull---policies and make believe analysis which you knew was false.How close am I?