Motivation is an emotional thing.

Get demo done as quickly as possible with a larger crewHave a clear vision for the property up frontHaving a higher quality finish drove an emotional appeal for the property and got it sold very quickly in a tough market to sell

To use as a 3 family, there would have  had to be a use permit issued and a rental license active within the last 3 years.

Too many potential issues with the younger crowd.

Maybe print the pricing off of their website and keep it as well in case there is an issue down the road."

Navigating these from a distance can be more challenging.Market Risk: You might not be as immediately aware of changes in the market dynamics, and reacting to market shifts can be more challenging when you're not physically present.Travel Costs and Time: Visiting your property or dealing with issues may require more time and resources, especially if it's a considerable distance away.In summary, investing out-of-state offers the potential for diversification and higher returns, but it requires careful planning, reliance on local experts, and a willingness to adapt to different market dynamics.

You not taking action on this could potentially create issues in getting your property back.

We have only had one family rent it and they have just signed for another 2 yrs ( once that lease ends they will have lived there for 5 yrs will zero issues).

In a perfect world, your primary would be paid off and the only HELOC on it would be for peronsal emergency issues - job loss, medical, etc.Recommend you find a lender that finances rentals, get a refinance going, then watch mortgage rates for the next dip to lock in a decent rate and close.

That's the issue :(