By the way, instead of a duplex, you might be able to find a single-family home with an accessory dwelling unit to use as a rental.

I have really no experience in real estate, but I have envisioned myself getting into smaller buy and holds (single families or small dwellings). 

I was aware you are suppose to have the intention to occupy 50 percent of the dwelling for a year so a 3 and 4 plex was out of the question however i know a couple of people who have told me they bought some with an fha loan in the PAST.

More people are grouping together in multi-family dwellings. 4 BR Duplex are holding steady.

House hacking financials get significantly stronger as you increase the bed count above 4, or add a ADU or separate dwelling unit.

The single dwelling house is KING and will be for several months. 

A dwelling in which somebody else will live.

Depending on the Company for the current Homeowners policy you probably will have to rewrite the coverage to a Dwelling/Fire (aka Landlord) policy. 

One of them is a multi family dwelling where by I have 5 tenants on one property.

It is a legitimate dwelling as its metered separately and has its own address.