Looks like we are going in circles and soon turn this thread into fairly recent on the same topic"Use HELOC to paydown mortgage fast" - https://www.biggerpockets.com/forums/49/topics/329...I trust @Chris May calculation and quickly running my own numbers see the same results:1) No magical secret: as amortized mortgage payment has no front-loaded interest, majority of "magic" works just by making extra monthly payments whatever the source or procedure it is.2) Using HELOC as expense account to "time" income-expense cycle only brings marginal benefits when compared to increased risk, extra bookkeeping  and complexity.

They get incredible benefits they would never get if they managed on their own, like free evictions, up to a month of lost rent, $2,500 towards accidental pet damage (after applying the deposit), some of the best application screening money can by, solid procedures for handling problems, a solid/proven lease agreement that is current, legal, and enforceable, and about 109 other benefits.

It goes into detail about some of the procedural stuff that no other book I found went over (specifically operating agreements, PPM, How to approach brokers etc). 

When they did not pay rent on May 1st and appeared to have moved out, did you follow abandonment procedures, or did you just enter and start the clean out?

They do not have a business plan, they don't have a working business model, there are no policies and procedures in place let alone written down.

I'm really tightening up my procedures with adding some items to the lease, move in/out checklist, and really trying to make it all professional looking.

And in many states, evicting a tenant without going through proper procedures can get you in a lot of hot water.  

Just as I have the ability to enter my tenant's homes whenever I want as I have the keys but again, why would I without the proper procedures.

If you've got a medical procedure you need to have done, but have been putting off, see if it will make sense to have it done now.  

When I managed the program for language and cultural support services at the hospital where I worked, we looked into whether we needed to provide written translations of documents requiring patient signatures for medical procedures and other services provided by the hospital.