If you use the property (one unit) as your primary residence, you can put as little as 3.5%-5% down payment, depending on the type of loan (FHA vs Conventional). 

@Ryan Bakerian  Just adding to the above, depends a lot on what the seller puts down now and the terms.  

Where you can use that deprecation depends on a variety of facts and circumstances. 

Lots of brokers out there that will do 30 year fixed, but a lot depends on your situation.I can't recommend any bank for DSCR, especially if they're keeping you on a 25 year amortization. 

Depending on your lease, this is also grounds for keeping their security deposit so use that as needed. 

Also depends how much $ do you have?

We sign with a local broker, and negotiate a smaller commission.Do you have any recommendations for which option to choose?

It depends on the market, the motivation of the seller, and how well-versed your agent's negotiating skills are.

Essentially, we extracted the ADR and occupancy rates to see the variations between potential revenue based on how many guests are able to stay at the properties.The goal is to shed some light on the different levels of demand depending on the # of guests allowed as well as to see which months attract the highest demand (hint: it's March, April & October).

There are No Cap Heloc's over $1-Million it depends on the LTV/CLTV and borrower risk.