Many say don't tie it up unless you can close.

What is an Option and how does it "tie up a property"?

What would you do in my shoes? 

No harness, no tie downs etc.

No sense tying up that much cash if it's only mediocre.

One of them comes home at 3AM every night and I assume he is taking off his shoes and drops them and wakes us up every single night.- Since they all work different hours the kid does not live on normal kid hours.

Hi,I have talked to my banker a bit more in regards to a couple of properties I have looked at, analysed, and am interested in making offers on.For a bit of background, I am short on 'liquid cash'.... it's all tied up in either my ROTH IRAs, SDIRAs, a Life Insurance Policy, or the home equity of my primary residence that is paid for and listed for sale right now, partially so I can downsize and use some of the built up equity to invest in more buy and hold rentals.

If the marks are just a few scuffs that happen in any home (from moving furniture, a shoe rubbing against a wall, etc.), that's normal wear and tear.

I understand your attitude, especially when people learn from gurus and then go hit the streets as if they have an education in RE.Most don't have a clue, they have gone down the wrong road trying to learn RE as some assembly line system and really, they cause problems in the market submitting contracts as if doing so is just some simple formality they need to do to tie up a property.

In fact, wearing a tie is like having a noose around my neck but I will do it for the right occasion.