I am looking at places in Canada east of Toronto and feel the same way as you.

There are about a dozen national brokers and tons of regional & local groups.  

We're new to this ourselves and thinking about similar properties in Memphis.Thanks very much for sharing this @Bill Manassero.Andrew and Parvin in Toronto

The smaller banks/credit unions are more willing to write small loans then the regional or national branches.

Paul is one of the top places to house hack in the Twin Cities Region from a purchase price to cash flow stand point.

I've held various positions from Consultant to Regional Manager.Back in Nov 2014 I was unfortunately downsized & really had to reconsider my role in working for others.

According to Kidder Matthews (2014), the regional market vacancy rate is 3.8% so I would like to see documentation reflecting this statistic or at least find out why this is or isn't happening at the prospect MF property.

If an investor brings a viable deal to a hard money or private money lender in this region, what are lenders willing to lend?  

Regional? 

I've seen places like Montreal and Toronto grow and have seen Dubai become what it is today.I don't believe its even possible to plan for something of that unknown, definitely not by yourself at least.I appreciate the advice, thanks!