It's usually banks limiting their downside risk. 

In addition, the cost to cash-out refinance an investment property at 80 LTV probably would be beyond ATR/QM limits. 

There is not a time limit for how long it has to be owner occupied but the intent must be to live in it.

Renovations can uncover unexpected issues, so having an extra 10-20% of your estimated budget set aside can help you manage unforeseen costs.Start Small: If it's your first time budgeting for a big renovation, consider tackling the project in phases.

The last set of documents that were sent over, was sent on Thursday.

Do you mind PM'ing me as well on this girl who sets up WordPress websites? 

You don’t have to major in real estate or finance to set up a real estate investment career.

With a good LTV ratio (solid amount of equity) and decent credit score there will be some options, although it will be limited because of how much is going on, on this property.

You might want to limit the number of variables you tackle to begin with.

have your realtor set up showings. also go to open houses!