Va Lender Handbook, Chapter 4 Section 2 (Income) Paragraph O states: Verification: Multi-Unit Property Securing the VA LoanVerify:cash reserves totaling at least 6 months mortgage payments (principal,interest, taxes, and insurance - PITI), and documentation of the applicant’s prior experience managing rental units or other background involving both property maintenance and rental.Analysis: Multi-Unit Property Securing the VA LoanInclude the prospective rental income in effective income only if: evidence indicates the applicant has a reasonable likelihood of success as a landlord, and cash reserves totaling at least 6 months mortgage payments are available.The amount of rental income to include in effective income is based on 75percent of:verified prior rent collected on the units (existing property), or the appraiser’s opinion of the property’s fair monthly rental (proposedconstruction).Note: A percentage greater than 75 percent may be used if the basis for suchpercentage is adequately documented.Verification: Rental of the Property Applicant Occupied Prior to the NewLoanObtain a copy of the rental agreement on the property, if any.Analysis: Rental of the Property Applicant Occupied Prior to the New LoanUse the prospective rental income only to offset the mortgage payment on therental property and only if there is no indication that the property will bedifficult to rent.

I needed multiple ways to prove my identity and street address:http://www.hsmv.state.fl.us/dhsmv/newflres.html

If they are VERY professional, they will have their processes in writing as verification that it is enforced equally and fairly by their entire staff. 6.

You should consider "DSCR" loans - they are made for investment properties (1-8 units typically) and are easy qualification (no DTI, no income verification, etc) and can allow you to scale the fastest

Identical situation, but the sellers sent the buyers the form to cancel, and sellers decided to email the builder saying “while we will not get financing we still want to continue with the process.”

At end of day it's just a ever so slightly different corporate rental for me, it's nearly identical to what I do with Cargill, 3M or General Mills.

Multiple lenders doing those with various types of income verification (full doc, DSCR, bank statement).

Instead of requiring paystubs, W2s, tax returns, etc...you pick one income verification method.

Their report is comprehensive including credit, rental history, criminal record, verification.

If they are VERY professional, they will have their processes in writing as verification that it is enforced equally and fairly by their entire staff.6.