For my circumstance, using a VA loan, I will have to live in the house for a year before moving out.

-Never under any circumstances should you pay a contractor up front.

You people are amazing and you are my salvation and I'm so very grateful to have landed here . . . even though I wish it had been under better circumstances.

If giving the investor equity the circumstances get much more complicated.

There are no eviction-worthy offenses (as far as I know - more on this later) and she has told me that she will never voluntarily move out under any circumstances.4) The tenant is allegedly handicapped although I am doubtful whether she has any documentation to that affect. 5) Besides the aforementioned concerns, I am also concerned about legal liability over the same concerns.

Are there additional circumstances with the property and/or borrower that that make you think the lender would accept a discounted payoff?

Given these circumstances, I wouldn't assess a late fee.

In no circumstance is the banks' case worker allowed to sell a property to someone calling into the bank.  

Or should I wait for a more profitable deal to allow for mistakes and unforeseen situations. 

Kristine Marie PoeYou bring up an interesting point, try to take care of the trust deeds with out going through with QTA... but in light of the circumstances, how would you find out who own's the notes?