Do NOT assume that properties on the MLS won't entertain these types of offers.

Others use non bank lenders for DSCR or other types of loans.

Kind of like the 1k deposit on a Air bnb where U can buy the same type of insurance for 50 to 70 bucks one time. 

What made you interested in investing in this type of deal?

The subject property was purchased in a 4 way transaction, in which my partner and I purchased both the subject property and a warehouse type property that was “behind” the subject - from two different sellers.  

It's great that you're open to various types of living arrangements, as flexibility can be key in finding a good house hack.

Not just a lender who can put together a loan document (they all can do that), but someone who is interested in your goals and can advise you in different strategies, downpayment assistance programs, etc that can get you going.From there your financial strategy and the local market will begin to steer you in a direction of homes available and that fit your finances.

Establish your investing criteria and objectives, including your risk tolerance, financial objectives, target communities, and property type.

But I do not have that type of money to invest at the moment. 

That's a very odd type of claim to cause ineligibility for a liability umbrella.