Hi guys, I am about to renew my insurance policy for the 11 unit apartment complex that I own and wanted to check with anyone that can recommend a an insurance agent that specializes in these types of properties.My property is located in El Paso, Texas.Thanks in advance!

As landlord’s we do not live there so doesn’t the policy have to be a commercial policy even in SFH? 

If you reach out a few days prior to the meetup (3rd Tuesday of the month) I'll try to bring some information about the 3-plex house hack I did a couple of years ago in Denver (Lakewood).

If the property is built prior to 1978, you need a lead paint inspection, and need to provide a lead paint disclosure to your tenants.

Also, by the time we were discharged and COULD start making our payments, we were 3 payments behind and according to our mortgage company's policy were not allowed to make online payments.So starting at the end of September I started trying to submit a borrower assistance package to our mortgage company, I made three attempts to submit this, and each time they required information that I had already provided them with.

Private policy my entire career.

I would suggest she look at her life prior to the inheritance. 

All I would need to do to join again (hypothetically if anything went wrong ) and receive the same hourly rate I was making prior would be to pay my union dues that I was not paying while I was not working for the union.

As to your question about the LLC, this is how I break it down for people looking at real estate investing and asset protection - I call them the pillars of asset protection. (1) Avoid high liability actions [this is more of just executing common sense,] (2) find a great insurance policy, (3) compartmentalize your assets [LLCs, C Corps, etc.,) (4) separate your assets from your operations [operations contain the most liability,] (5) introduce layers of anonymity to hide your assets from prying eyes.I approach these issues from the mindset of being an investor myself, so it all has to come together in a way that is profitable.

Hello All,Regarding obtaining an “Umbrella” liability  insurance policy, is it possible to cover properties from various states or will separate policies need to be issued?