I received my first share this past fiscal year, and although I'm not 100% vested (still got three more years) -- I have been doing some research and was curious if a PST program is transitional to a self-directed IRA, or is there any way I could leverage this to invest in real estate?

She can start paying you the market rent she has been pocketing!!

Trout River has some decent pocket neighborhoods but I am just leery about anywhere that is essentially surrounded by war zones.

@Oren Elbaz  Hey Oren and welcome to Bigger Pockets!

ABQ has a lot of pocket neighborhoods.

I'm a CPA and a level three candidate in the CFA program (Not sure why I chose to do both?

@Micahel Evans Hey Micahel and welcome to Bigger Pockets!

This is my first post on Bigger Pockets, so I'll ask my main question and then try to provide some perspective to help you answer it.

We would then use that 20k as a down payment FHA on a multifamily, house hack one unit, rent out the other three, and rent out the condo.Based on prior estimates from a RE agent, we could rent our condo for anywhere from 1.3k to 1.5k a month. 

Previously talked with a multi family RE broker who left me with a lot of questions and seemed to kind of blow me off when he realized I didn't have $500k in my pocket right this minute.