The nice thing about using hard money is you can always bring on a partner to fill the gap if you are lacking in the cash or credit department.

It is very possibleeverything is wired correctly but the EIN is not correct at the electric company billing department and no one has been aware since the meters were installed.

When you submit ask them the question, how long does this process usually take.You could use a permit expeditor who can fast track it for you, as they will make sure all the paperwork is completed correctly and stay on top of the building department to make sure its moving through the process.

Los Angeles county would entitle you to more of a 0% down payment purchase price vs where you live where homes are more affordable.If you depart from this residence and do not have a Long Term Tenant in place, then you cannot use that income to offset your mortgage - in the eyes of a lender.

"In 2004, a Joint Statement of the Department of Housing and Urban Development and the Department of Justice, stated that charging an extra fee or requiring an additional deposit from a disabled tenant as a condition of granting a reasonable accommodation violates the Fair Housing Act.

I originally wanted to build a whole other house in the back, however my city won't allow that due to some fire department regulations.

You can google the Chicago landmarks department and get their email address.

Permitting departments are the worst to deal with.

Permitting departments are the worst to deal with.

If it comes to that, definitely use an eviction attorney and make sure to explain the utility billing situation if that's part of the mix.Since you don't even have the property yet though, I'd recommend starting out by talking to the building department about your plans/ideas to see if they're feasible and to open a conversation where you can add in questions about utility meters at some point.