I am currently attending college for my Business Technical Degree and Associates of Arts and Science.

I went to college, not that it is necessary, and I got a business degree that emphasized real estate.  

Would it be hard to get the bank to loan me the money (I have great credit, a good job, and a masters degree aka quite a bit of student loans)?

My girlfriend and I have 4 rental properties in WI and will be moving to Oahu in August as she is pursuing her master’s degree and maybe phd at UH-Manoa.

So not only do you have students coming in (potential for student housing), but you also have those that will likely stay after they graduate with a science/engineering degree.

Refinancing doesn't change the degree to which a property is wearing out.  

Turned out the electrical box is about 1.5" too high for the range bottom recess for the bulky plug.Lowering the receptacle box is possible, but involve quite a bit of work because it's an older building, I have to open up thick plastered wall, the receptacle which is a 4-11/16" box mounted on top of a 1" EMT conduit coming up through the concrete slab at the end of a 90 degree bend with #6 conductors inside that I can't seem to pull or push.What do you think? 

Saying the opposite, that only certain people are capable of doing it and that it should possibly require a bachelors degree in underwriting or at least an associates.

I then rob part to get the downstairs unit working since we have an Airbnb guest staying in that part of the house and the temps have been over 90 degrees everyday.

You can get nicotine test kits for the walls super cheap....and I guess pay your PM to to perform them.but unless the tenant gets scared or doesn't call your bluff...