For my California properties my independent agent is registered with PersonalUmbrella.com and I'm very happy with my $2M coverage.

Have you had the policies shopped by a local independent agent?

Interested to acquire independent hotel/serviced apartment building and/or a chain of hotels/serviced apartments of more than 100 rooms onwards.Acquisition can be completed building or under-construction but the vendor has to complete the construction to hand over to the purchaser or land but the vendor has to build for the purchaser and purchaser pays for the construction cost.Price must be reasonable market value depend on the condition of the building and to achieve a certain percentage of yield between 4% to 8%.

The current price is $1275/month.4) I asked all the property managers for their independent opinions and didn't give them a range that I was thinking, so I think it was fair and unbiased.  

Hello Jason,Best wishes to you and for you to reach your investment goals here on BP and in the great state of Michigan.If you should ever have any questions about how "Hard Money" can be leveraged to smooth and shorten the path to financial independence, please don't hesitate to contact me.

Me and my wife are just getting into real estate investing and our goal is to gain financial independence, but first we look forward to learning as much as possible.

I am very enthusiastic about learning new ways to become financially independent.

I'm increasingly realizing the disconnect here, at least from where I'm coming from versus the perspective of many here...I am a professional hospitality consultant, with a background in hotels and restaurants, and my work focuses on helping independent hotels, resorts, restaurants, and vacation rental companies around the world improve their operations.

Congrats on taking action and working towards your financial independence! 

Do not act on this information without seeking independent counsel.