This makes a lot of sense, you are right a 0% skin in the game doesn’t look good to any lender.

Which is usually a good thing indicating a healthy cash flow. 

If you’re like me and want a perspective that’s more than skin deep, then this is for you.My parents were average middle-class people and growing up, I did not have a “Rich Dad” mentor who would guide my financial education.

They have more skin in the game then you do.Make sure you get clear title.

Here in Huntsville, you have a very robust market with healthy appreciation, low inventory and still plenty of affordable homes, lots of people moving here from other states as Huntsville was rated the best city to live in 2022 by the US News and World Report.

I do it because it is healthy for me, it benefits society, it is an example to others, and the more wealth I build the more I am able to help others.I started off with the idea that I would have 10 paid for houses, but I quickly realized that the number of properties isn't as important as the financial goal.

I am leaning toward equity just to get momentum and skin in the game.  

Take the time to burn up the phones finding your lender. it will require many calls. and be very direct and to the point, asking them if they will allow a seller carry back on a commercial loan. be prepared that even if they do allow it, they will still want you to have a certain amount of skin in the game. 

My thinking was that if a healthy relationship could be established with this company then they would be able to support my properties as I expand across the nation.

The D/E may be too high, especially with where the market is right now, and they may want to see some you have skin in the game.