Some have flat rates, some have percentages, eviction coverage, etc. 

It depends on the absorption rate in your area right now.

AlabamaEffective Property Tax Rate (2019): 0.37%4Typical Home Value (2022): $189,9766Annual Taxes on Home Priced at State Typical Value: $702.9The current metro area population of Montgomery in 2023 is 374,000, a 1.91% increase from 2022.

Interest income from lending is taxed at your ordinary income rate.

Home prices / room rental rates ratios look good for a college town when applying the FHA Kiddie Condo Loan product with a house-hack scenario.

It would take 1.5 years to recoup your 10K at that rate.

If you did find a lender you should expect a 13-15% rate, and honestly that's probably not high enough.

Occupancy is low, tons of bad ratings, listings not very impressive.

Google ratings and scheduling a consultation is always best and choose an attorney that way . preferably in the area that the properties are located in . 

Despite mortgage rates being double what they were two years ago, the overall borrowing environment remains favorable for state and local entities.Key initiatives driving this surge include efforts by entities like the Michigan State Housing Development Authority, which recently launched a $425 million bond sale aimed at providing affordable mortgages to over 2,700 families.