There's more than one way to skin a cat : )$1 Million umbrella's are incredibly cheap, but that's standard as well.

It is a sound deadening adhesive sheet that would be stuck to the interior of door skins, flooring etc.

Many of you may or may not consider all of this "set up costs" to be "skin in the game," but as far as I'm concerned, FAILURE AT THIS POINT IS NOT AN OPTION!!!

Take current financial statement and bank statements to prove you can put REAL skin in the game.3.

There is more than one way to skin a cat (got one in there!)

They want to see the borrower have skin in the game (so that they're less likely to walk away). 

Basically this guy is saying, "ok I will take your lower price, but you need to have skin in the game, so you don't just waste my time for a couple months."

This approach should show the lender that I have skin in the game, and possibly overcome the fact that I have never flipped a house.

I've actually been approached by very experienced flippers who make hundreds of thousands on each flip (or at least claim to), and have visited some of their very impressive projects, but if they don't also put skin in the game or have an absolutely out-of-the-park deal, I'm not willing to risk my money on it.

Take action, have thick skin and be so very patient!