However, your LTV is very low.  

Hey Joe,I looking for a lender that will do a 12 month loan on the following:List Price $150,000.00Purchase price $115,000Rehab cost $50.000 Total Loan amount $145,000 plus to be able to roll in interest and closing cost or seller help with closing.looking at loan for $165,000 LTV a little over 65% ARV $250,000 sold comps this year 250,000LTV $162,500 at 65%but i need the money down to be as low as possible.their terms are good but the money down is a bit high.Thanks

Originally the plan was to live there and it ended up becoming an investment property that did extremely well and peaked my interest.  

Real estate won't be full time for me in the immediate future so I'm looking for a broker with low fixed fees as opposed to a higher CX split. 

With the low interest rates we have had recently I have tried with several lenders to do a streamline refi and or try to access some if any equity from the property.

You are trying to get bank rates & terms for a private non-arms-length note.First, the interest rate is too low.

Even more incredible (and extremely sad), those with $40,000 saved are willing to spend it all (usually eagerly) on a mentorship program in which they have done no research and demanded no proof that the program has been successful, other than read some hand picked testimonials from the guru's students.  

Not only is it extremely old, but he is also a hoarder and it's FULL of junk.

Taxes appear low enough at about 45/mo on this property to not lose too much money.

If anyone knows a lender that would be able to loan us enough to pay off our immediate needs which would be around $17000 with 1 low monthly payment for 12 months both my husband and I would be very appreciative.