We collect payments through our in-house loan servicing and pay underlying mortgage.  

Todd,A Reverse Mortgage or HECM loan is an Agency backed mortgage that allows you to access a portion of your equity with no payment required, the interest you're not paying gets added to the loan.

If you borrow $100,000 and invest that in a property, you are paying the mortgage on the new property and the HELOC on the money borrowed.

RE  Mortgage banker etc.2. criminal and credit back ground checks with redacted personal info IE SSI. but you want them to know your not an ex felon or did not pay your child support etc.3.

Now this number will change if the person pays off early, etc. 

Rentals have also shot up like crazy so I anticipate much more as the years go.I have been studying BRRRR and leveraging debt but this case is different.Would it be in my best interest to pay back the loan asap or just make the monthly payments and start saving my extra cash for my first BRRRR in the states. 

I don't pay for an exterminator, and don't want to start. 

The original post assumes "all other things being equal" with property managers, and that isn't the case.The cheapest shirts are at Dollar General, but that doesn't necessarily mean they are the best.When it comes to property management, it's not what you are paying, but what you are getting. 

I now have the EMD lender blowing up my phone saying he needs to get paid and if I dont pay him by a certain period or pay more money due to the length its been he is going to "blast" me on his social media and stating he is the "last person I want to mess with", is this allowed? 

I am a licensed Real Estate Agent but I am not a broker, I pay my broker a fee for holding my license similar to a commission split but its just a flat fee.