Read the forums, blogs, and books, Listen to the podcasts, Network, and be prepared for when you return.God bless and stay safe!

With this fact pattern, its tough contemplating losing maybe up to 20% of my initial capital in load charges to sell and buy just to effectively annuitize what I have. 

Finally, I’ve seen blog posts here on determining net worth.

That is why you have an independent property inspection and have anything that would effect the integrity of the property or be a potential hazard addressed by the turn key company before closing. 

I particularly enjoy browsing through county records although I'm not sure if it's the most effective method.

The books, blogs, and podcast episodes are also a wealth of information.You are right about house hacking a quad, though.

A lot of forum members are very knowledgeable in their respective fields related to real estate investing, whether that is real estate sales, wholesaling, flipping, rentals, lending, self-directed IRA and Solo 401k investing, or tax and legal guidance.There are a few self-contained guides that you can access here: https://www.biggerpockets.com/guidesIf you haven’t been to it already, you might want to check out the BP blog: https://www.biggerpockets.com/renewsblog/The site has quite a few tools that can be helpful for new members.

Anyway, you should be able to get a current payoff amount and then use an amortization app to determine the effective interest rate. 

Therefore, you end up paying 1% extra over the life of the loan or effective .05% more on your interest.

If they are not month-to-month then existing lease is still in effect.