I'm sure some of the HMLs you've spoken to actually have 100s of millions on warehouse lines available for use but are putting a stop on things until the economic landscape moving forward can be better understood.  

The stimulus has more or less been built in already and the true economic numbers have yet to come out.At age 37 it doesn't really matter since you can dollar cost average at this range or below and be just fine.  

Brookfield Properties Retail Group, the owner of the mall, did not return a request for comment.With hospitality and retail taking some of the hardest hits in the wake of coronavirus, it is unlikely hotels and retail properties will be able to make the balloon payment expected of them at the end of the lease terms, Phoenix commercial real estate experts agree.

Not to mention the **** show of global economics.

If a Landlord can't survive this current situation, they're probably due to fail in any economic downturn. 

I am no expert on requirements, but I would think calling the town to understand requirements and process would be a good first step.

Don't make a decision that's going to keep you up at night - ask advice from the experts and make an informed decision. 

If that's the case, you should have Indianapolis and Kansas City on the top of your short list, not just because of the strong cash flow they offer, but both markets have strong economic and demographic trends with modern, diverse economies.

Also keep in mind, while it is not exactly the same, there have been large economic downturns in recent history-savings and loans problems in the US is a good example. 

I understand that a business must make a "good-faith certification that the loan is necessary due to the uncertainty of current economic conditions caused by COVID-19."