I have up in Flagstaff about a mile away from snowbowl ski resort.

Title to pull you a pre-lim prior to buying so you can see if there are other liens on the property that you could be responsible for.  

In Dubai, Mall of the Emirates is huge and has Ski Dubai, an inside skiing slope.

You will need to work with an attorney or find a pre-existing form.

Your realtor can require proof but most of the time the letter is generic.more than likely the borrower was not approved for one reason or another and only had a pre-approval not final approval. inwould move on to the next biyer

@Damen Oser You’ll need to take a pre licensing course, that will teach you everything you need to know to pass a state licensing exam

No, unless you have a pre payment penalty with your lender. 

HOWEVER, some HELOCs have a pre-payment penalty, so read the writing very carefully.Emrah

Expenses: assuming zero negotiation buy @ 138,000 including closing, 80% financed 20% down PITI + Condo Fees, cable, sewer, trash, water: ~$1,050k/mo @ 5.75% APR 30yr fixedDown payment: $27,600Rehab budget: $27.5k Furniture budget: $10KMonthly: Utilities: $100 power, $90 internet, $100 maintenance, $700 cleaning fees (7x times per month average)Total Expenses: $65,100 cash + $2,040/monthIncome: Identical comp (same condo model, different building) on AirBNB & VRBO $14.5K @ 64% occupancy over 161 days (AKA ~102 days rented @ $141/ADR) and also rented an unknown amount of additional time on furnished finder @ 1,600/month. https://www.airbnb.com/rooms/6...Full time gross income: ~233 days @ 141 ADR: $32,853/yr or $2,737/moth completely ignoring furnished finder revenue. -7% in taxes inside ADR yields results in $30,553/yr or $2,546/monthNOI: ~$506 month or ~6,072 year. 

What I meant was all else being equal what does the llpa do to the resulting mortgage APR.