In addition, I'll shoot this thread over to the investor who originally reached out to me seeking help for the money he loaned out to him.

Depending on the program, pre payment penalty may get triggered if you make additional principal payments within the PPP time period.

We put it on the market at the beginning of summer and had one offer but it fell through. 

If you want to network or ask specific questions about your local market, go to your local real estate forum and connect with investors from your area: https://www.biggerpockets.com/forums/86-local-real-estate-networking5.

My market has a low vacancy rate.  

Some additional information that I should have mentioned is that I only have my kids on the weekends and holidays.

Unfortunately for them the market at the time was slow.

Through strategic reclassification of assets, the property owner was able to claim additional deductions of $215,000 in the first year alone.

There may be additional zoning or building requirements depending on the number of rooms in the unit.

I also closely follow and invest in the stock market.