It taught me a lesson I’ll never forget: in this business, a deal isn’t real until it’s closed.

It's because to your point, I use to be the operator of my own rental real estate. 

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

The depreciation of the asset is not a "real" cash flow for your purposes. 

This loss could reduce your taxable income on a dollar-for-dollar basis, especially if your Modified Adjusted Gross Income (MAGI) is under $150K.However, the debt must be bona fide and a real, enforceable obligation.

Before getting into real estate, I dabbled in Information Technology where the concept of open source software runs strong.

This project, known as the Megafab factory, is expected to create over 50,000 job opportunities and contribute nearly $10 billion to New York’s real GDP over its first 31 years.

This strategy is more effective if you qualify as a real estate professional.

Not to knock schooling, I have an advanced degree myself, but I recognize that no one would work for me that I would want running my show.There is a lot showing in your frustration, I feel for you, but it's a challenging time in the industry and without experience and the advantage of having been through a few down cycles, you may just need to read about the down side of real estate to get to the next level.

In AK, I have my real estate license, I also got my WI license in advance to self-represent and secure a property before I relocate.